SGX Portfolio Update Dec-2024 and Year End Dividend Summary

Acquisitions:

- Bought MLT at near 52 weeks low

Dividend / Profit Taking / Cut Loss:

- Received dividend from MPACT, MINT & MLT

Current Portfolio Capital Gain / Loss:

- Red @ -3%

Watch list:

- SG local banks, Wilmar

Top 3 winners by value:

- OCBC, UOB, MPACT

Top 3 losers by value:

- TG, HSTEch ETF, MLT

2024 dividends summary:

Total cash dividend received in 2024: $3,797, 11% increment from last year.

Average dividends per month: $316

Total Portfolio Market Value: $81,774

* Dividends are recognized after payment

Realized profit from trading: $1,314

Total "passive income" in 2024 = $5,110

Total gain / loss (to-date) = 18.11%

Compared to target set during beginning of the year

1. At the beginning of the year, I expect to increase my portfolio size to $77k, my current portfolio is $82k, achieved.

2. At the beginning of the year, I expect my dividend income this year will increase to $4k. I managed to get $3.8k this year, slightly below target.

3. At the beginning of the year, I expect my portfolio to breakeven with the current market value. In reality I am still sitting on paper loss of 3%, position has improved but not up to my expectation.

4. At the beginning of the year, I hope my overall gain will achieve 9%. In reality, I am making a 18.99% gain.

Again, 2 out of 4 targets achieved, same with last year.

My expectations for next year are:

1. Increase my portfolio size to $90k

2. Increase dividend to $4.2k

3. Turn the portfolio to green position

4. Overall 24% gain

SGX Portfolio Updates Nov-2024

Buy / Sell Actions:

- Added MPACT, Venture and OCBC

- Sold OCBC and CDLHT odd lot

Dividend / Profit Taking / Cut Loss:

- Small gain in OCBC odd lot and small loss in CDLHT odd lot

- Received dividend from CFA and Netlink

- YTD dividend received: $3,540

Current Portfolio Capital Gain / Loss:

- Red @ -4% (As-of 26-Nov-24)

Watch list:

- MINT, MLT, MPACT, Wilmar

Confirmed not hitting the target dividend of $4k this year.

To increase the expected dividend next year, I have started to add REITs and banks this month.

The REITs boat is coming back so it might be a good opportunity to buy at low price.

I have also sold my odd lot in OCBC and CDLHT, and bought back OCBC at almost the same price.

I did it via FSMOne, it's kinda easy, just need to call them and tell them the total unit you would like to sell for each counter. The broker fee is same as online rate. I will recommend this if you have an odd lot to get rid of.

I am also starting a RSP in CSPX with FSMOne to test water. Will give it a 1-3 years time to run on it own and see what will be the result.

Tudor Black Bay 58

 

I was thinking to get another Rolex after I bought my first one 10 years ago. 

However, I am tired of all the profile building games from AD, and I am not going to pay higher than RRP to get from grey market, I decided to go for the Tudor.

Been eyeing BB58 black or coke GMT. Coke GMT is still relatively new and hard to get at the point of writing. 

At first I was planning to get from the Singapore AD but they are not giving me a good discount, I am talking about few hundred bucks compared to grey dealer.

So I finally pulled my trigger and get this brand new from grey dealer at around 25% below RRP.

Overall I am happy with the purchase.

I heard that the Rolex supply is getting back to normal and might be able to get the OP and date just from AD at RRP. I strongly hope that one day it will become like 10 years ago, where I can walk in and buy my favorite Rolex model at or below RRP, and walk out as a happy customer.

SGX Portfolio Updates Oct-2024

 Buy / Sell Actions:

- Nil

Dividend / Profit Taking / Cut Loss:

- Nil

- YTD dividend received: $3,423

Current Portfolio Capital Gain / Loss:

- Red @ -6%

Watch list:

- CDG, City Dev, OCBC, Wilmar

No action this month, waiting for companies updates on Q4.

Year end target dividend of $4k cannot be achieved, current forecast is around $3.8k.

Will add more OCBC for long term if the price is falling to $14.xx again.

Will consider to add more of MLT and MPACT if the price is falling below $1.30.

SGX Portfolio Updates Sep-2024

Buy / Sell Actions:

- Added OCBC at $14.xx

Dividend / Profit Taking / Cut Loss:

- Received dividends from Nanofilm, MINT, MPACT, Venture and MLT

- YTD dividend received: $3,423

Current Portfolio Capital Gain / Loss:

- Red @ -4%

Watch list:

- CDG, City Dev, OCBC, MPACT, Wilmar

Added OCBC before it raised to $15.xx.

Received dividends from the 3 Mapletree REITs, will consider to add MPACT or MLT during the next XD, in line with my dividend investment strategy.

STI has breakthrough 3,600, my portfolio also recover accordingly.

For now I will hold my cash until the next buying opportunity arise.

SGX Portfolio Updates August-2024

Buy / Sell Actions:

- Added Wilmar and MPACT during market crash in the beginning of August-24

- Sold all my SGX

Dividend / Profit Taking / Cut Loss:

- Received dividends from NikkoAM REITs ETF, UOB, OCBC, CDG, Wilmar and CDLHT

- YTD dividend received: $3,081

- Sold SGX @ $10.80, making around 16% profit

Current Portfolio Capital Gain / Loss:

- Red @ -9%

Watch list:

- CDG, City Dev, OCBC, DBS

Managed to grab some Wilmar and MPACT during market crash in the beginning of Aug-24. Market has then quickly recover back to 3,400-sh level. 

Received dividends from various counters, total dividend received has broken $3k mark, making my way to target $4k dividend for this year.

Decided to sell all my SGX and lock in the profit at a near 52-weeks high, managed to make around 16% from the trade.

I will park the fund in my war chest, if SG local banks price went down when US announce the interest rate cut in September, I will deploy them to either OCBC or DBS.

SGX Portfolio Updates July-2024

Buy / Sell Actions:

- Nil

Dividend / Profit Taking / Cut Loss:

- Nil

- YTD dividend received: $1,953

Current Portfolio Capital Gain / Loss:

- Red @ -7%

Watch list:

- CDG, Wilmar, Nanofilm, City Dev

Not action in July-24.

The local bank rally has improve my portfolio by 4%. I have no plan to do anything but to let it run on it own.

The results for MLT and MINT are out, MLT result a bit disappointing, but it was balance out by MINT. Dividend announced by both REITs are also in line with my expectation.

Meanwhile I am waiting for the results of the remaining counters in my portfolio, most probably I will add in non-index counter like CDG and Nanofilm as I feel I already have enough exposure to the STI index component. Let's see if there will be opportunity to accumulate some non-index counters in Aug-24.

SGX Portfolio Updates Jun-2024

Buy / Sell Actions:

- Nil

Dividend / Profit Taking / Cut Loss:

- Received dividends from MINT, Netlink and MLT

- YTD dividend received: $1,953

Current Portfolio Capital Gain / Loss:

- Red @ -11%

Watch list:

- SG local banks

Dividends received for 1H24 is $1,953, which is inline with my target dividend of $4k by end of the year.

Finally got my employment contract extend for another year, so everything is back to normal.

However, with this lesson learnt, I have decided to double my emergency cash reserve. Therefore for 2H24, I will be focusing on this mission and will deploy those cash reserve to fixed deposit or SSB. I hope I can deposit the fund before FD rate cut.