SGX Portfolio Update Dec-2021 and Year End Dividend Summary

Acquisitions:

- Nil

Dividend / Profit Taking / Cut Loss:

- Received dividend from Netlink & MIT

Current Portfolio Capital Gain / Loss:

- Red @ -10%

Watch list:

- SPDR S&P 500 ETF Trust, MIT, MCT

2020 dividends summary:

Total cash dividend received in 2020: $1,306.90, 30% increment from last year.

Average dividends per month: $108.90, enough for electric bill, lol.

Total Portfolio Market Value: $51,760

* Dividends are recognized after payment

Realized profit from trading: $1,254.51

DBS Vicker rebate: $49.76

Total "passive income" in 2021 = $2,611

Total gain / loss (to-date) = 0.42%, very far from the 5% I expected at the beginning of the year

As mentioned last month, I decided to stop injecting fund to the market this month as I have achieved my target of portfolio size of $50k this year.

Let's review what is the reality VS my expectation at the beginning of the year.

1. At the beginning of the year, I expect to increase my portfolio size to $40k (includes funding by SRS), currently my portfolio size is over $50k, excluding SRS. Above expectation!

2. At the beginning of the year, I expect my dividend income this year will increase to $2k. This is not achieved as many counter I owned has suffered and cut dividends. I hope their business will get better next year so that they will pay nominal dividend in 2022.

3. At the beginning of the year, I expect my portfolio will breakeven with market price. I reality I am sitting on paper loss of 9%. My mistake is go in to HS Tech ETF and TG in the wrong timing! These 2 counters are the major contributors to the paper loss.

4. At the beginning of the year, I hope my overall gain will achieve 5%. In reality, my profit for the last 3.5 years are almost wiped out by the paper loss.

Year 2021 has not treated me better, but I am still consider myself lucky to have a job and keep the ball rolling.

My expectation for next year are:

1. Increase my portfolio size to $65k

2. Increase dividend to $2k

3. Breakeven with the market

4. Overall 3% gain

I will focus on building my portfolio in REITs and ETF next year in order to increase my dividend income.

I hope the market will recover next year and we all can huat big big.

Happy new year.